I’m a safe driver. I’ve never been in a Massachusetts auto accident. Do I really need Underinsured Motorist Coverage?

If you’re in a serious car accident in Massachusetts and the other driver who caused the accident only has minimum compulsory coverage, Underinsured Motorist Coverage may be the only way for you to get the damages for your injuries. If you don’t have it on your auto insurance policy, though, you may be able to only recover the minimum $20,000 in insurance coverage that the other driver had even with injuries that have required surgery.

Dartmouth, Massachusetts personal injury attorney, Andrew Garcia, answers a Really Asked Question from Ken in New Bedford who is a safe driver and wonders whether he really needs to spend the extra money to buy Underinsured coverage.

To learn more about how Underinsured Motorist Coverage can protect your family’s financial health and well being, get his FREE book, Massachusetts Auto Accidents: The 5 Biggest Mistakes Consumers Make When Buying Car Insurance by ordering here.